Aesthetic Cosmetic Beauty
Find the correct insurance policy
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Tailored Cover For...
Aesthetics
The treatments that require injection - Anti-wrinkle, fillers, vitamin infusions etc.
As well as those covered in Cosmetic and Beauty sections below.
Cosmetics
Cosmetics (sometimes called advanced beauty) Mainly skin treatments - derma roller, derma planing, Laser and electrolysis, chemical peels etc.
We're on You Tube.

Beauty
Semi-permanent make-up and micro-blading as well as nails and hair extensions, tooth whitening etc.
We're on You Tube.

Is your treatment only skin deep

You don’t need to look very far to see the pace of business is slowing, costs are rising, and news reports are starting to report the level of inflation and bank interest rates much more regularly. For those of us who were around in business in the early 1990’s will remember these types of news reports.
In our world of insuring professional medical services some signs of common practice are re-emerging. We have seen an increase in speculative complaints in aesthetics, dentistry, and cosmetic surgery. Treatments that do not have personal health issues at their heart. The businesses providing the treatments are saying that there was nothing unusual about the procedures, in some cases the patients were back for further treatment, yet a complaint arises.
You won’t need us to tell you that each patient needs to be valued, although you don’t want to be giving substantial refunds from speculative complaints. Have you had a situation where a verbal or written complaint is made just to see what happens, and what you might offer by way of a refund? How do you protect yourself?
Well, the best way is to nail down all the issues when you discuss and consent to the patient for treatment.
HPPB have a large number of tested consent form wordings which are suitable for all occasions!
In a profession where it is easy to error in haste and repent at leisure, consent should be high up your list of self-protection issues.
Included in our client service is a review of consent forms if required.
Why Choose Us
We pride ourselves in being 'The Caring Broker'. We are not like other insurance brokers. As well as finding the cover that suits your business, your customer complaints and claims are handled by us, in-house. It's all part of our service to you, this sets us apart from the average broker. Ask your broker who manages their claims.
We don't just sell policies, we work in partnership with you, tailoring your cover, and ensuring 'You Only Pay For What You Need', while you'll have the comfort of knowing that our team are here to defend your corner if and when necessary.
Our team are professional indemnity experts in the field of Aesthetic, Beauty, Cosmetic and Medical insurance. With over 30 years experience in commercial and medical insurance, from corporate insurance companies to NHS (Resolve) Litigation Authority, our knowledge of 'What Can Go Wrong' and how to manage challenges on your business is unrivalled.
Our Approach
We work with Cosmetic Courses so that if one of your patients has an adverse outcome, they can provide corrective treatment. Our offering is not simply about paying the costs, it is very much about finding the best outcome for all.
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Support
Tailored To Your Requirements
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